Cargo insurance guides
Short, practical answers to the questions importers, exporters and online sellers ask before they insure a shipment.
ICC (A), (B) and (C): which cargo cover do you need?
What the Institute Cargo Clauses (A), (B) and (C) cover, how they differ, and which one to choose for your shipment. A plain-language guide.
How much will the carrier pay if your cargo is lost?
How much a carrier pays if your cargo is lost: Hague-Visby, Montreal Convention and CMR limits, with a worked example. Why carrier liability is not insurance.
Incoterms and cargo insurance: who has to insure the goods?
Which Incoterms make the seller insure, how much cover CIF and CIP require, and why buyers on FOB, FCA or EXW must arrange their own cargo insurance.
General average: why you may pay for someone else's loss
General average explained: why you may have to pay for a ship's emergency even if your cargo is undamaged, and how cargo insurance protects you.
Do you need cargo insurance? Five questions that decide
Five questions that decide whether your shipment needs cargo insurance: who carries the risk, what the carrier owes you, and when cover is required.
Freight insurance vs cargo insurance: what's the difference?
What separates cargo insurance from freight insurance and shipping insurance, and why the difference matters when you buy cover for your goods.
Cargo insurance documents: what you need, and when
What a cargo insurance certificate contains, which documents banks and buyers ask for, and what you need ready when filing a claim.
Marine cargo insurance glossary — English / العربية
Plain English–Arabic glossary of marine cargo insurance terms: certificate of insurance, bill of lading, general average, insured value and more.