Air cargo insurance, from your invoice or AWB
Air freight concentrates value: light, expensive goods moving fast. Cover is built on ICC (A) all risks, and the certificate is issued in about a minute.
Why air shipments need their own attention
Air moves the most valuable kilos in freight. And the carrier's liability is capped at 26 SDR per kilo under the Montreal Convention 1999 (in force since 28 December 2024) — regardless of what the goods are worth. A 500 kg electronics shipment worth US$150,000 would recover about US$17,500 from the carrier. The full worked example: carrier liability limits.
What it covers
Physical loss or damage from any external cause under ICC (A) — handling damage, theft, fire, total loss — from warehouse to warehouse, including the trucking legs to and from the airports. Delay and inherent vice remain excluded. Clause details: ICC (A), (B) and (C).
Who it's for
- Electronics, pharma, spare parts, samples and prototypes — anything light and valuable.
- Time-critical shipments where a loss would also mean a missed season or a stalled production line.
- E-commerce restocking by air into fulfilment centres.
Documents you need
The air waybill (AWB) and the commercial invoice are enough for the platform to extract: goods, value, HS code, airports, and the parties. Upload either document as a PDF or a photo.
How it works
- Upload the invoice or AWB.
- Review the extracted details and the price.
- Approve and pay the licensed party directly — the certificate is issued instantly, ready to send to your buyer or bank.
How much to insure for
The same rule: goods + freight + 10%. Use the insured value calculator.
Questions
Is air cargo insurance required?
Not by law in general, but buyers and banks financing the shipment commonly require a certificate. Under CIP terms the seller must provide ICC (A) cover of at least 110% of the contract price.
What is the airline's liability if goods are lost?
26 SDR per kilogram under the Montreal Convention — a weight-based cap, not the value of the goods.
Does it cover delay?
No. Loss caused by delay is excluded, even when the delay follows an insured event.
Do I insure per kilo or per value?
Per value. The insured value is the goods plus freight plus an agreed uplift — never the weight.